Retirement and life after career

[Nextup]

No luckily enough.
I plan on staying here, as high as the cost of living is outta control for the younger generation. More and more people from NY, MASS, NH are moving up here but 99% of them are FAGS and you can legally get married and share marital benefits (healthcare, breaks on insurance Etc).
SO glad there moving into the larger cities because they have no idea what country living is all about.

Don't get me started on the Somalis that get free everything.

CD's are low right now and I'm unsure about the laws but I would definitely
look into rolling a 401K/B into a compounding interest CD. Last I looked I think it was 5% for 5 years.

Might want to look into closed end Muni Funds. Can get anywhere from 6-8% yield and no federal taxes on the income. Definitely have more risk then money market/CD. I own a wide variety of CEFs with yields as high as 20%.

 

[Alphalete]

I'm 36 and just got laid off from my job working at a chemical plant. Really making me evaluate jobs with good security plus a decent income. If you guys had to start over at my age, what is a good career path job or trade wise you cats think would be a solid choice? Any input would be greatly appreciatted. I have worked sales jobs and alot of blue collar jobs so I'm not afraid of getting dirty or some manual labor but at my age also want a career that my body isn't gonna be a make or break factor when I'm in my 50's if that makes sense..

 

[Milford King]

I'm 36 and just got laid off from my job working at a chemical plant. Really making me evaluate jobs with good security plus a decent income. If you guys had to start over at my age, what is a good career path job or trade wise you cats think would be a solid choice? Any input would be greatly appreciatted. I have worked sales jobs and alot of blue collar jobs so I'm not afraid of getting dirty or some manual labor but at my age also want a career that my body isn't gonna be a make or break factor when I'm in my 50's if that makes sense..

Electrician. Pipe fitters union. Any trades really. Anything that can not be automated.

Also, politics if you wanna get rich and be protected from any real consequences.

 

[Meetketchup]

I'm 36 and just got laid off from my job working at a chemical plant. Really making me evaluate jobs with good security plus a decent income. If you guys had to start over at my age, what is a good career path job or trade wise you cats think would be a solid choice? Any input would be greatly appreciatted. I have worked sales jobs and alot of blue collar jobs so I'm not afraid of getting dirty or some manual labor but at my age also want a career that my body isn't gonna be a make or break factor when I'm in my 50's if that makes sense..

Use whatever talents, niche, education or passion you have to create a business or a service. With the internet and social media, you literally can reach hundreds of millions of people with literally zero overhead. Advertising is essentially free. You can work as much or little as you need to.

It can be the simplest idea to a complex one. Once you find one that people will want you go full on and make it happen.

In the meantime you can look for a more traditional job as a fallback.

Create your future man. No limits and don't underestimate yourself.

 

[Bolan]

No limits and don't underestimate yourself.

This^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^

Never in my lifetime I thought that I was "going to make it" or be comfortable. I took risks that no fool would ever do ( high 6 figure Biz loan @ 46 yrs old, with limited income, divorced and @ rock bottom)

I always say, if I can do it, anyone can do it.

 

[Alphalete]

Electrician. Pipe fitters union. Any trades really. Anything that can not be automated.

Also, politics if you wanna get rich and be protected from any real consequences.

Thank you. Seems like a good trade job at my age you can't really go too wrong.

 

[Alphalete]

Use whatever talents, niche, education or passion you have to create a business or a service. With the internet and social media, you literally can reach hundreds of millions of people with literally zero overhead. Advertising is essentially free. You can work as much or little as you need to.

It can be the simplest idea to a complex one. Once you find one that people will want you go full on and make it happen.

In the meantime you can look for a more traditional job as a fallback.

Create your future man. No limits and don't underestimate yourself.

Thank you brother. I enjoy cooking a ton and have thought about starting a tick tock, youtube, IG channel making great tasting high protein foods for a long time now.

 

[Bolan]

Thank you. Seems like a good trade job at my age you can't really go too wrong.

Desk jobs.... Stay away

 

[Alphalete]

This^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^

Never in my lifetime I thought that I was "going to make it" or be comfortable. I took risks that no fool would ever do ( high 6 figure Biz loan @ 46 yrs old, with limited income, divorced and @ rock bottom)

I always say, if I can do it, anyone can do it.

Man that is really encouraging and great to hear.

 

[Meetketchup]

Thank you brother. I enjoy cooking a ton and have thought about starting a tick tock, youtube, IG channel making great tasting high protein foods for a long time now.

Zero risk and all upsides. Can do this with a ton of ideas.

 

[SAT]

I'm thinking about retiring this year or next. I'm in the rule of 55 irs age. I have rayn the numbers and it's easily doable for me. I'm having some health issues and don't want to waste some of my best years left working when I don't have to. The hard part is I really enjoy what I do and don't know what I will do next .

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[Bigtoe]

I'm thinking about retiring this year or next. I'm in the rule of 55 irs age. I have rayn the numbers and it's easily doable for me. I'm having some health issues and don't want to waste some of my best years left working when I don't have to. The hard part is I really enjoy what I do and don't know what I will do next .

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Thats where im at what to do next. Has to be something I enjoy. The older I get it seems to be less I enjoy. I need to find a passion to get some sort of drive back.

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[Knarfster]

I "retired" in September, at 60. My wife and I started a home healthcare business that we can pay someone else to manage. I was riffed at a financial services firm and they gave me a good severance. I looked at my investments and said "yeah, I'm not looking for another job". I have been blessed and I am loving retirement so far. Now I can go to the Gym 6 days a week and there is zero time pressure to get done and go to work. I should have done this 2 ro 3 years earlier.

 

[jfurman]

Not sure that I’ll ever officially retire. I’m an independent sales rep that sells fishing tackle. Pretty fun job that takes me to awesome places. I may cut down the size of my territory as I get older but can’t see myself just stopping.

 

[Msten_Enjoyer]

I retired in my late 40s and for me its not been thr best of times. I thought it would be like a permanent vacation. The vacation slowly gets old and I actually miss working and doing things to feel productive. I went from using my mind daily to happy hour daily. This has definitely affected my cognitive ability. I use to make alot of complex parts and reverse engineering of machinery. Several years have gone by and I actually miss it. I think weekly about starting a new business or going back to work. As always in life you think back wishing you had not done something. My wish is not retiring. Palm trees and the beach use to give me a rush. Now its something that I see daily and it does nothing for me. I should have kept working, living in a place I didn't like and vacationed often for the palm trees and beach instead of the route I took. There is something for me about people needing me and my services I liked. I never thought that would be the case until it was gone.

Now I am thinking maybe go to school? Learn a new trade? The daily grind, I thought, was something I didn't want. Come to find out I think its something I need to be happier.

If you retire my advise is have a plan to keep busy and not do the daily vacation route as I have done. Volunteer or just find some to do and be part of something daily.

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This is my fear I’ll be retiring soon, mid 40s and even during my yearly vacations I get so bored so fast genuinely plan on going back to school to stay busy or starting a second career

 

[Bolan]

This is my fear I’ll be retiring soon, mid 40s and even during my yearly vacations I get so bored so fast genuinely plan on going back to school to stay busy or starting a second career

Your going to be bored working for someone else. everytime.

Work for yourself and its fun and you'll be driven and interested.

 

[celrin321]

I dedicate the rest of my life, after retirement, to returning glory to the republic. To re-civilizing Europa and the North American continent. To bringing true justice to a corrupt and failed legal system. To the casting away of those who seek to destroy my people.

And probably a couple cocktails and some good music.

Roman Salutes

 

[Bullseye Forever]

I’m retired from my career I was a Research Entomologist and worked for the USDA here in Mississippi for 28 years and I retired a few years early to move back home and help my dad and uncle farm and since there passing ,I went to work at a Dept Store just to make a little extra money and get out of the house

 

[Roccc]

I won’t retire, I like buying shit, and retiring is for the weak, key to a great life, spend it when your young, take the trips, buy the cars, you won’t enjoy them when your older and can’t walk without pain. Fuck retiring

 

[Rot-Iron66]

I turn 60 next month and plan on retiring at 62... 35+ yrs in retirement account investments has done me good.
I always feared debt and never lived above my means. I drove the same CR-V for 20 yrs.
I paid off this house im in over 15 yrs ago. (So zero debt for a long time). I wont get bored in retirement, too much to do.

Stuff I couldn't do because of working for 45+ yrs. If I do get bored I will volunteer (animals) etc.

Gym, beach, wife, projects, vacations, etc... Lots to do. Gonna enjoy the last part of life, not work it away..

Mentally done with this career (INFOSEC, IT Security, etc). These days its just 12+ hours a day (and many weekends) of trying to keep the bad-actors out of the global network.
No rest... A young mans game now...