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- Jan 12, 2015
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Trying to fix my credit, long story short fucked my credit up when I was around 18-19. Never used it since, I'm 30 now.
Does anybody have any tips on how to fix it, tricks? Thanks a lot.
Any help would be greatly appreciated, I don't even know where to start.
Thanks a lot.
This ... Disputes are pretty easy in fact pull your report stuff that old may be gone . The most simple way to "start" credit on your own is get a secured credit card. Your bank will have one . Pretty simple put a grand in the bank and you have a 1000.00 limit on your card . Use it pay it off everyvery easy to fix if you really haven't used it in that long.
I assume you live at a new address now? first you need to dispute
all the old shit as not yours and get it removed.
so if you will basically have a blank file. then you just piggy back on a family
and get added as a JOINT account and you will have immediate history
Thanks a lot.Creditboards.Com
Anything you ever wanted to know about credit including blunt convos about best credit products
I decided to take car of some minor shit on mine about 6 months ago and went from a weak as fuck credit score to an a credit rating in short order
Lolapplying is a mistake until you know whats on there. first thing you need to
do pull a report from all 3 agencies direct . for you it will free.
of course I could show you how to build a million dollars in credit
in less than 90 days... but that wouldn't be legal. and I don't do that
kinda stuff anymore
Says the guy who hacked 30,000 emails from the DNC and blamed it on Russia...applying is a mistake until you know whats on there. first thing you need to
do pull a report from all 3 agencies direct . for you it will free.
of course I could show you how to build a million dollars in credit
in less than 90 days... but that wouldn't be legal. and I don't do that
kinda stuff anymore
Says the guy who hacked 30,000 emails from the DNC and blamed it on Russia...
Some credit is nice like for a mortgage buuuuuut don't get ass fucked in Credit debt. It's easy and happens real fast . I went from credit credit credit to nothing but a mortgage and an Amex back to a bunch of payments .
Thank you all for the suggestions, all great ideas. I'm getting right on this. The other day I applied for a credit card to save about 25%, and I got denied. So that's why I looked into this. I've always just used cash. Some credit sounds nice.
Thanks buddy.dispute anything you can, call the derogatory reports to see if you can work a deal to get it removed. Otherwise, pay your bills on time.
Awesome website, thanks a million. Invaluable.Check out creditboards. Place was invaluable to me and helped me get into navy federal at a time when I wouldn't have qualified.
I went from bad credit (cpl small medical bills I actually didn't know about and one super old student loan that had some lates) to 25k in available credit in about 90 days.
There's still a cpl of credit products that I want that I'm not ready to grab just yet but eventually.
I could walk into any dealership and buy a car upto 50k with my signature now though
How much do they charge for just their services ?Check out creditboards. Place was invaluable to me and helped me get into navy federal at a time when I wouldn't have qualified.
I went from bad credit (cpl small medical bills I actually didn't know about and one super old student loan that had some lates) to 25k in available credit in about 90 days.
There's still a cpl of credit products that I want that I'm not ready to grab just yet but eventually.
I could walk into any dealership and buy a car upto 50k with my signature now though